Assisted Living Questions, Answered

Frequently Asked Questions (FAQ)

What exactly is Assisted Living? Is this a Nursing Home?

Assisted living is often viewed as the best of both worlds. Residents have as much independence as they want with the knowledge that personal care and support services are available if they need them. Assisted living communities are designed to provide residents with assistance with basic ADLs (activities of daily living) such as bathing, grooming, dressing, and more. Some states also allow assisted living to offer medication assistance and/or reminders. Assisted living communities differ from nursing homes in that they don’t offer complex medical services.
​

How much does Assisted Living Cost?

The cost of assisted living ranges and depends on the type/style of assisted living, the location, and the level of care required. Generally speaking, the annual costs range from $30,000 to $60,000, with specialized dementia care often exceeding $60,000 annually.
​

Who or what pays for Assisted Living?

Private Pay is the primary form of payment.
Other options to reduce the out-of-pocket expense may include:

• Long-Term Care Insurance
• Senior Assisted Living Group Home Subsidy – state funded program for individuals 62 years of age and older who meet income and asset requirements.
• Veterans Aid and Attendance Benefit – funding provided by the Veterans Administration for Veterans and dependents that qualify.
• Medicaid Home and Community Based Services Waiver for Older Adults – state program that provides assistance to eligible older adults to remain in a community setting even though their disabilities would warrant placement in a long-term care facility.  Medicaid Waiver services allow eligible persons to receive support in their home or assisted living communities.  Applicants should call 1-866-417-3480 to be placed on the registry.
• Tax deductions – If you pay out-of-pocket for assisted living, you may qualify for tax deductions. Contact your local IRS office for more information or your Certified Public Accountant.

​

How much does your services cost?

Senior Care Partners doesn’t charge for its services. We are reimbursed through an agreement with our partner communities.

Did You Know?

The VA Pension Benefit Program may help qualified Veterans and/or their surviving spouse cope with financial challenges by providing supplemental income to help pay for assisted living, nursing home care, or in home care. ​

And Did You Know...

The Senior Assisted Living Group Home Subsidy Program provides financial assistance for low and moderate income seniors who are unable to afford the cost of assisted living and might otherwise be in nursing facilities.

Glossary

Elderly care and assisted living have specific terms that may be difficult to understand if you are just starting your journey. We have created a glossary of terms to help you better understand.

View glossary